A cruise is just another type of holiday and provided you have travel insurance you should be covered no matter what, or are you?
According to the AA travel insurance, many customers may be unaware that cruise travel insurance is not always included in their standard travel cover. A spokesperson for the AA said ‘Cruise ship customers often overlook the fact that cruises may not be included as standard on cheaper travel insurance policies, which are designed to cover land-based holidays. As a result, they may not be properly covered and could end up footing the bill for expensive medical treatment.’
Cruise ship holidays are seen as a bigger risk than land based holidays by many insurers, due to the higher risk of being at sea, as well as the cost involved in airlifting someone to shore following an accident. Many insurers have a dedicated cruise policy which can be significantly more expensive.